Everyone has to get older, it’s just a part of life, but the days when senior citizens sat in their rocking chairs on the front porch and waited for their time to come have long been a thing of the past. Today, seniors are active, foster relationships, and are happy and going strong, well into their later years. That is, most seniors do. There are senior citizens who are not active and spend the majority of their time alone, which can lead to a whole host of problems. Read on below for a few of the top problems senior citizens face when they are not active and live alone.
Prescription Drug Abuse
One of the ever-present dangers of senior citizens living alone, with little contact with the outside world, is the very real possibility of prescription drug abuse occurring. Not just from the depression that could set in, but from forgetting whether they have taken their meds that day or not. If you feel that your elderly loved one is abusing prescription drugs, then please contact a facility like Windward Way Treatment center for help. They are dedicated to helping your loved one get back on track.
Depression From Isolation
Even for younger people, being alone for too long can lead to severe depression due to isolation. The feelings of solitude, depression, and worthlessness can go unnoticed when senior citizens live alone, increasing the chance of and thoughts of suicide. The best way to ensure your senior is not depressed is to have contact with them every day and encourage them to get out and socialize with their friends.
A Higher Chance of Elder Abuse
When a senior doesn’t have contact with the outside world often, the instances of elder abuse tend to be greater. If you have someone who stays with your loved one all of the time, but that is the only contact they have with the outside world, you don’t really know or see the symptoms of what could be happening to your aging parents or grandparents. Seniors who are active and out and about as much as possible are less likely to be abused and more likely to report it if they are.
Greater Risk of Falling and Not Being Found
When your loved one lives alone, there is a much greater risk of them falling and no one finding them right away. Even if you check on your elderly parent many times a day, it’s still better to have them not live alone if at all possible.
What Can You Do?
There are many ways that you can keep your loved one from living alone as they age. One way is to move them in with you, another is to hire in-home help, though you still need to be vigilant about checking in on your aging parent every few hours. One of the more popular options today is moving your parent into a senior living community, where they are not alone and can remain active by socializing with their peers while still having some independence.
If you are open to different experiences, you must have tried online tools of communication where you randomly meet people and talk to them. If you have not tried this possibility, you cannot even imagine how many doors the digital world opens to humankind nowadays. This is not only in terms of business, start-ups and service solutions, but also about people and their relationships. One of the most priceless things on the Earth which we tend to underestimate is communication.
Those who have already been in contact with online tools, the so-called random chat, will eagerly state their experience to be unpredictably good and exciting. If you are still brand-new to all this chatroulette hype, we have prepared a few tips and hints on how to make true friends and why random acquaintances can impact your life significantly or maybe even change it drastically. Even though this tool works not for everyone, it is definitely worth trying!
All Ins And Outs Of Making Friends Digitally
If you are looking for some new experiences and life feelings, getting to know new people will definitely be the panacea. Whether you want to visit someone on the Couchsurfing, go abroad to study or simply log into the chatting site, as a social being you are looking for the same thing - connecting with unknown ones, their perspectives, and life-changing experiences.
Here is our top advice on how to get those mentioned above in the digital world without the need of leaving one’s house:
All in all, even if our world becomes more and more complicated and hard to survive in, there are always new ways for a person to make connections and realize social needs of communicating and belonging to a certain community. This can perfectly be done with the help of digital tools and websites for random acquaintances!
Like it or not, investing isn't as easy as it used to be. Even finding a simple return on a cash investment can be much harder than it once was. Whether you're looking to invest a hundred dollars or $100,000, finding a sure thing can be difficult. We're going to look at how to find a good investment in these difficult financial times, so that you’re in a better position once you get to retirement.
Before investing, you're going to have to decide how adverse to risk you are. Obviously, more risk can equal better returns - but you might be able to find a sweet spot between how much you're willing to lose and how much you could gain. As with anything, make sure you only invest an amount you're happy to lose unless it's a guaranteed investment. Gone are the days where you can make huge returns on your investments with little risk - but there is still money to be made.
Once you've worked out how much you can afford to lose, you'll next need to find the right investment for you. Many people like the security of fixed-rate interest bonds or other solid investments. Yes, the interest rates may be lower than they used to be - but you can still make a good return on your money with very little risk.
10% yields are a thing of the past for simple investments like this. Nowadays, you might be happy to get 3%. Bear in mind, however, that these sorts of investments, in simple savings accounts with reputable banks, are much more secure than any other investment. Yes, you won't get rich, but you should be able to let your money grow securely.
Investment funds have taken a lot of criticism in recent years, but they can still be a great way to grow your portfolio. Many funds claim to offer up to 20% yearly returns on your investments. They also come with much bigger risks when compared to traditional investments.
Make sure you research each fund extensively. Don't go on the recommendation of a friend or someone you met at the golf club. These investments are riskier than some, but they can bring you bigger gains.
Even with the recent troubles in the mortgage industry, real estate has always been a good place to put your money (especially if you can pay in cash and avoid the fluctuations of mortgages).
The great thing about property is it does normally go up in value while giving you a decent yearly yield on your investment. Yes, you might not have made much money if you bought a property in 2007 before the cash, but if you bought it five years earlier you should still be doing fine.
For more information on the best way to invest 1000 dollars, you can do some further research online.
If you need a bit more help with your investment plans once retired, check out 401K Administrators for a wealth of information. Retirement shouldn’t be stressful, and if you’ve made the right investment decisions in the years prior, you should be in as good a place as possible financially. That’s why the right financial investment is so important, even if you’re decades from retirement. As long as you get the right investments in place early, you should see the benefits for years to come.
Humans are social creatures. Even the most introverted among us are bound to have a few close friends and loved ones. It’s therefore no surprise that as you enter retirement, maintaining strong relationships will prove critical for achieving ongoing happiness and fulfillment.
Here are just some of the ways in which strong relationships are important for those in retirement
Staying Out of Trouble
If you’ve worked hard your entire adult life and are fortunate enough to reach retirement, the one thing you may not be prepared for is the abundance of free time at your disposal. While it may seem like a dream come true at first, someone with more time than they know what to do with can easily find themselves getting into trouble, often at the expense of their health. Maintaining strong relationships with friends and loved ones helps to keep you occupied in retirement, and less likely to engage in bad behaviors.
Take substance abuse for example. Professionals working with older patients in outpatient rehab in San Diego and other cities with growing rates of addiction among the elderly note the outcomes are much more likely to be positive if the individual is going home to live with a spouse or family member versus living alone. In fact seniors who live alone and/or who aren’t maintaining strong relationships are probably more likely to develop a substance abuse problem in the first place.
Feeling Wanted and Needed
People want to feel valued, that their existence means something, and this sentiment only grows stronger as we grow older. However, as our kids grow up, our careers wind down, and our looks begin to fade, we find ourselves seemingly wanted and needed less than before. This can contribute to depression and other mood disorders developed in our retirement years.
Maintaining strong relationships where we are wanted and needed doesn’t have to necessarily include other people; owning a pet provides a similar outlet for fulfilling our sense of purpose. In fact in cases where an animal requires special attention, such as daily medication for preventing dog seizures, the bond between owner and pet can become especially strong.
Retirement age is a time when we begin to slow down both mentally and physically. In some ways this is a welcome change, especially for those coming off of demanding careers, but it can also prove detrimental to your health. Without ongoing activity, your muscles will atrophy while bones and joints will become more prone to injury. Similarly, a mind which is not routinely exposed to new ideas and new experiences will lose its sharpness.
It’s imperative for those in retirement to maintain strong relationships in order to achieve a healthy level of physical and mental activity. Meeting up with friends for a weekly night of bowling, joining them for a morning cup of coffee, and similar social activities will keep you on your feet and more importantly, able to think on your feet as you grow older.
Whether we realize it or not, anyone who has lived to see six or more decades is a rich source of knowledge and wisdom. This is achieved by virtue of experience.
However, all that knowledge and wisdom is lost if a person is unable to pass it onto others. No one lives forever, at least not yet, and it’s therefore important to maintain strong relationships in order to ensure you’re able to teach important life lessons to grandkids and others which have an influence even after you’re gone.
Retirement is a time when we’re allowed to take it easy and go do the things we always wanted but never had the time to get done. But it’s also a time to strengthen the relationships you already have, as well as build new ones wherever and whenever possible. Doing so not only improves your quality of life, it makes it a life worth living for many years to come.
10-15 hour work days, piles of work with little support, few resources and lots of competition. This about sums up the life of an entrepreneur - especially in the beginning stages of business. They have the passion and dedication to work really hard to bring their dream to fruition, but with limited finances and support, most small business owners are under a lot of stress. In an effort to make it to the top, these strong-willed professionals work themselves into a hole. If they’re not careful, it could lead to a host of health problems. Including those listed below
Mental Health Problems
At the top of the list of health problems that entrepreneurs are at risk of getting its mental illnesses like depression, anxiety, or chronic stress. Trying to run a business takes an emotional toll on you. The frustration of a heavy workload, the pressures to succeed, and the pure embarrassment of failure can cause individuals to feel extremely anxious or overly saddened by it all.
Being an entrepreneur is for the strong-minded. You must learn how to balance your emotions so that they don’t take control of your life and the success of your business. Find time in the day to do something that has nothing to do with business as a means of unwinding. When you have an especially stressful day, make a mistake, or feel undue pressures to succeed, try to recenter yourself with meditation, journaling, or therapy.
Often going hand in hand with mental illness, entrepreneurs are at an increased risk to suffer from addiction. This addiction can be to a substance like drugs or alcohol, or it could be to a behavior like working or gambling. In an effort to numb the pain, overlook the problem, or push through the madness, entrepreneurs may turn to negative substances and behaviors.
If you are showing signs of substance dependency, addiction, or engaging in reckless behaviors, you should seek help right away. Most addictions are complex in that they are a direct result of mental and physical aspects. Treatment options like rehab, group therapy, or addiction counseling treat the addiction and underlying cause to help you learn how to cope with the many pressures and emotions of running a business.
It’s not uncommon for a novice entrepreneur to find themselves struggling with a sleep disorder. Suffering from pain or dealing with the anxieties and stress of running a business can keep you awake at night.
If you’re having a hard time getting to sleep, this isn’t good for you or business. Lack of sleep eventually leads to a decline in concentration, focus, and productivity. Not to mention it weakens your immune system, decreases your energy levels, and puts you at risk for a number of health problems. Contact your doctor for remedies to help you get to sleep. If they prescribe medication like Ativan, however, be sure to use only as prescribed as they are easy to become addicted to and will require you to enroll in an Ativan detox program to get clean.
From migraines due to stress and backaches due to sitting at a computer desk all day, an entrepreneur’s body is put through the ringer.
Body aches can often be avoided or at least completely reduced with a few simple tips. For starters, get up from the computer screen every few hours and stretch. This gives your limbs and eyes a break from sitting in the same position. Posture is also important when your desk involves sitting for hours at a time. Make sure that your feet are planted on the ground, your shoulders are back and you’re not slouched over. Lastly, working out and getting massages can help to get rid of that tension from stress.
This is only a few of the health issues that can come up for entrepreneurs. From high blood pressure and executive burnout to increased risk of diabetes and heart disease, their health is put to the test on a regular basis. To ensure that you remain healthy it is important to take care of yourself. Eat clean foods, get plenty of rest, find ways to reduce stress, and when necessary, get help when you need it. It may not seem important now, but taking care of yourself as an entrepreneur truly is the key to success. Essentially, if you’re not your best self, your business can’t reach its fullest potential.
No matter what industry you’re in – from politics to fashion to marketing or more— if you’re working with a team, there’s a clear-cut formula ensuring that it’s successful, on track, and well managed. It takes a lot of different skills to build a great team, and although every single team is different (varying from the people involved, the industry type, and the end purpose), the formula for running a successful team is largely the same.
It takes leadership, dedication, and of course, some careful strategy in order to keep your team on track, focused, and in sync. But what does that entail? We’ve got you covered! Check out some of the leadership and team skills that we’ve learned from VeryVoga and JJ’s House – two successful, team-oriented fashion companies.
Setting goals is going to be a vital component to creating the most successful team possible. Before you can work on other team skills, you and your team need to be on the same page in order to understand what you’re hoping to accomplish. Work with your team on building up their communication in order to effectively create the goals the entire group is working toward. Try having a brainstorming session where you get the whole team involved – does everyone understand the main goals you’re working toward? Does everyone know exactly how the team plans to get there? Accomplishing this, before any other type of strategy, is going to be crucial to your team’s success.
Use Team Building Activities
A team that doesn’t get along, trust each other, and know how to work together is a team that likely won’t succeed in any endeavor they choose. If a team can’t work together, then they’re not a team at all – they’re simply a group of individuals all in one place. Try using team building activities to get your group bonded and thinking like a team. Lots of teams try things like challenge courses, ice breaking games, and even trust building activities. These get your team thinking, working together, and most importantly, teach them to trust in each other abilities.
Equal Bonus Opportunities
Because you want your team to understand that their success comes from working together, ensure they understand that equal bonus opportunities are in place for the team who works the hardest. Let the bonuses you plan for you team reflect the company’s definition of success for the entire team or entire group performance.
If you’re the leader of the team, it can be hard to relinquish your role, but if you’re hoping to build a team of strong thinkers and hard workers, you’ll need to encourage leadership. Teach your team that, although you’re the one in charge of encouraging success, group leadership isn’t a bad thing. Reward members of the team who take charge in a positive way, get them working hard together, and ensure they know that you support their strides toward leadership.
Starting an online business after retirement is not only for those who can or can't save for the retirement. Actually, including a business into your retirement plans is a good, profitable idea. Though a lot of people do save for the retirement, there is a high number of those who can't afford it right now. So, why not to become an entrepreneur despite the fact whether you've saved the amount of money you wanted till now or not?
There are lots of different spheres and sectors, where you can start a business online. Why online? It doesn't require extra expenses on office, high-cost ideas, or a big staff to undertake responsibilities. It is a profitable way of running a business. But e-commerce and everything related to the Internet has its own pitfalls. And one of them is data security. If you've never faced this issue before, check the article here to get the basics of Internet privacy.
First of all, an online business is about safe browsing and secure transactions. What does it mean? This means you can't do it without a VPN at least.
VPN for Online Business
Being a successful entrepreneur includes very different aspects. And one of them is to gain customers' loyalty and trust. You can't get it without providing them and your business with a secure environment. In order to achieve that, any work-related data should be encrypted, thus protected.
Stolen and leaked information is the risk of your business being compromised even if you don't think you have any sensitive information related to work. A professional hacker can easily use any kind of information, whether it is business, financial, or property related information against you.
Having a VPN that protects the network can help a lot.
A VPN represents a virtual private network. It is a piece of software that serves for a secure connection to the Internet. It creates an invisible tunnel between your computer and the global system of computer networks. Your traffic goes through a VPN tunnel first instead of being sent to the Internet directly. A VPN is based on the encryption technology. This means your data and traffic are fully encrypted (encoded) while you're online.
The functions of a VPN are:
Where to Get a VPN?
A VPN is not a limited edition version, available only for big corporations or something like that. It is that kind of soft available for every Internet user. You can pick a service depending on your budget, operating system, the number of devices you have, the number of servers you need, or the number of extra features you want to have in a VPN. You can pick a service you would like to get on any VPN-related website.
To cut the long story short, it is hard to imagine a successful business model online without having at least some kind of data protection tool with it. That's why getting a VPN is the first step.
Most car buyers do not know that inspecting a vehicle before purchasing it is a very important task that should be carefully approached. If you do not know how to do the check yourself, you can always order the service from business professionals. Although the service is affordable, many car buyers do not want to pay extra money for vehicle checking before purchasing it. However, trusting car dealers is not the best decision - it is always better to know everything about vehicle before paying for it
With the right approach, the process of “bug verification” can be very fast and revealing. In case the expert finds no reason to worry, you can be sure of the good. If there are any suspicious issues with the car, you may reject buying it at all or agree on a lower price taking into account the repair.
It Is Crucial To Check a Vehicle Before Paying for It
Industry experts confidently claim that a used vehicle must necessarily be checked before making a decision on buying. In the popular majority of cases, the customer considers this a very expensive and long process. In fact, a quality, fast, and professional car inspection conducted by FAX VIN before you buying will help you select an excellent vehicle and avoid many troubles or extra expenses after buying a car with problems.
Experts also recommend a small test drive of the vehicle before buying it. The test drive route should be chosen so that the road surface includes paving stones, long lifts, and descents. This will do the check of vehicle suspension, brakes, engine traction, and transmission work for you.
It is always the right approach to involve an independent auto expert in the deal. Thus, you will know the real state of the car before giving money for it. This advantage allows the buyer to pay an honest price for the vehicle.
Car reviews on the Internet can be a good source of useful data for your informed decision. These can be both very positive and extremely negative. In fact, after buying a used car, the owners face a bunch of troubles. After such an issue, it is never enough to leave just negative feedback or review. Instead, it is better to invest in an auto check before conducting a deal to avoid the negative associated with permanent breakdowns.
Benefits for Car Sellers
Car check is beneficial not only to the car buyer; its owner can conduct such a check and attach inspection reports to a package of documents when selling a car. Such information will attract buyers and raise the rate of the vehicle before selling.
The moment has finally come—by the time you are reading this, the universe must have cleared the way, and you’ve received a “go signal” to become an expatriate. First things first, congratulations! We bet you’re excited to start on this new chapter, and you can’t wait to see what’s in store for you and your family abroad.
But before you get packing, you should be adequately prepared. Preps for the expat life should begin well before you say goodbye to your home country and step on the plane. Once your decision is more or less set in stone, we suggest you work on the following: your paper trail, your insurance plans, and the routines to be fulfilled in your new home.
Here are our six essential overseas travel tips to get you started on the expat life!
That said, expat life will be amazing. Get ready for the many surprises in store in your new home country, and we wish you a safe trip!
There are so many things that become more complicated as we age. Many personal care routines become more involved, or more complex, but they’re necessary to protect against the signs of aging. There are several ways to improve your quality of life as a senior. Dental care is one such essential, yet it’s also one of the most overlooked.
So, why exactly should senior dental health be taken so seriously? Read on, and find out why.
Saliva serves as the first step of the chemical digestion process. It not only helps keep the mouth lubricated, but it also allows you to wash down food debris and bacteria. By keeping the mouth wet, saliva helps prevent the growth of bacteria and it also supplies calcium and phosphorous to your teeth.
Dry mouth is a common occurrence among the elderly because of the intake of medication that has dry mouth as a side effect. Having a dry mouth is a precursor to many of the following problems in this article.
Gum disease, or gingivitis, is caused by the food particles that have been left behind in the mouth (because of poor oral hygiene). It is often the first sign that you need to start taking better care of your teeth. It can also be caused by poorly-fitted dentures, smoking, and highly-acidic diets. If left unchecked, gingivitis will lead of several serious illnesses, some of which, will be mentioned in this article.
Otherwise known as “severe gum disease”, Periodontitis hinders the body from being able to properly process and absorb insulin. The inability to make use of insulin is one of the main characteristics of Diabetes.
Whether it’s type 1 or type 2 Diabetes, Diabetes is characterized by one thing - the chronic inability to regulate blood sugar. Periodontitis is one cause of both types of Diabetes. This also causes the patient to become irritable as well as to lose substantial weight.
If left unchecked, tooth decay will eventually lead to the removal of the infected teeth in order to prevent the infection from reaching the gums. Now, the removal in itself is not the cause of drifting teeth (or the change in formation and orientation of the teeth). Rather, it is caused by the failure to replace the extracted teeth. This is a procedure that is best performed by an implant dentist. Failure to replace extracted teeth will cause your teeth to reposition, thereby causing bite problems as well as a distortion in the jawline.
Pneumonia happens when bacterial droplets from the mouth are breathed into the lungs. The bacteria then infects one or both of the lungs, causing them to become inflamed. Pneumonia has various degrees of severity ranging from mild to life-threatening.
Seniors are particularly susceptible to this condition because they often require the help of caregivers and nursing staff to help them maintain their oral hygiene (which is actually the most effective way of preventing Pneumonia).
Lawsuits are taxing not only to the defendant but also to the one who brought the case before the courts. There is the pressure to be meticulously accurate all the time. Then there is the need to be very mindful of even the most minute details. It’s important to remember that some medical malpractice cases are dismissed just because of some technicality. Of course, there is also the infamously high cost of litigation.
Because of all these reasons, many people, especially younger ones, tend to shy away from lawsuits. This is very understandable. However, there are just times when pursuing someone in a legal battle becomes necessary. A good example would be when a grandchild is injured during delivery.
As the older and therefore more knowledgeable person in your family, you have to make a firm stand during those times. Convince your younger relatives to engage worthy battles in court. In cases that involve birth injuries, the points outlined below will be strong arguments that support your rightful stand of taking proper legal action.
Birth injury lawsuits can win you much needed cash for the rehabilitation of the child.
What’s involved in a birth injury lawsuit? This is perhaps one of the first questions that young parents ask. The answer may be simple, but it’s surely impactful. The family’s financial future and the child’s health are the matters that are at stake when parents file a birth injury lawsuit.
You have to make them understand that there are injuries such as Erb’s palsy that take a significant amount of time to heal. Children affected by these types of maladies often require more assistance and care. One of the parents might be forced by this circumstance to stay home. This alone already has serious impact on the family’s economic state.
consequences of their actions. Winning the case, of course, does not reverse the injury. However, it delivers the monies needed during healing and rehabilitation.
A successful legal action sets precedence.
Medical professionals hold very sensitive positions. Because we entrust our health and safety to them, they must be competent in the tasks that they perform. When errors occur, such wrongs must be met with accountability so that the personnel in question will be more careful in the future.
The punishments that are enforced due to the error can also serve as warnings to other medical professionals. In a way, therefore, young parents get to serve the community in their own unique way just by fighting the right battle and eventually winning it.
Setting their eye on the prize does not at all diminish the hardships that the young parents will have to go through. The whole process will surely demand time and effort from them. But in the fight against injustice, the whole legal bout is a necessary sacrifice that will surely be rewarded in the end. They just need support and guidance, and these things can very well come from you.
When you’re a busy parent, it can be easy to forget about one of the most important things in your life--your health. Whether you’re too busy taking your kids to and from soccer practice, so you can’t make time for similar exercise-related activities, or the stress of everyday life at the office is grinding on your emotional health over time--it’s something that happens to everyone. But neglecting your health on the daily can have eventually devastating effects, from heart attacks to diabetes. We know it’s hard, but it’s important to make time for your health, even if it’s in small ways every day.
That’s why we’ve compiled this list of tips. By finding creative ways to stay healthy every day--even if it’s just twenty minutes--you can prevent disease as you age. No matter how busy you are! And here’s how.
Stretch at work--and go for a walk if you can
We all know that sitting is bad for us, but did you know that sitting for long periods of time is deadly? According to DocWire, “sitting for six hours or more each day (defined as prolonged leisure-time sitting) increases the risk of early death by 19 percent, compared with those who sit for fewer than three hours daily. Sitting is linked to 14 diseases that could result in mortality.” Considering that most Americans are at work eight hours every day--and that’s not even counting the hours spent sitting in the car in traffic--most of us are at risk. That’s scary.
If you aren’t able to work remotely from home, think about other creative options. For example, stretch at work. It may look strange, but once you present your colleagues with this info, they’ll probably want to stretch with you every hour, too. Additionally, go for walks during your lunch break, and if you can, get a standing desk.
Another important part of staying healthy is hydration. 60 percent of a man’s body is made up of water, with the brain and heart made up of 73 percent, the skin 64 percent, and bones (yes, even bones) 31 percent. Women’s bodies are similar, as are babies’. So it’s no surprise that hydrating your body prevents illnesses. Dehydration has a variety of negative effects, including exhaustion, heightened blood pressure and cholesterol, and bad mood. Hydrating, on the other hand, will give you energy, help you lose weight, and give you energy when you’re juggling all your responsibilities.
It can be hard to make it into a regular habit, but the more you do it, the easier it’ll be to stay hydrated. And the best part? You’ll be teaching your kids about the importance of hydration. Keep bottled waters in the fridge at all times, and during the summer, have spare bottles in the car. Insist that your kids drink water at dinner instead of soda or juice, and keep track of what you drink, so you’re consuming eight eight-ounce servings daily.
Focus on preventative health
They say that an apple a day keeps the doctor away--and even though only apples aren’t going to be enough to keep you healthy, the idea is still valid. Preventative health is highly important because by taking care of ourselves day-to-day and going to doctor’s appointments before things get out of control, we avoid serious health problems later on. This means scheduling yearly visits to the dentist, doctor, and other specialists who might be important in your situation. If any health problems run in your family, it’s a good idea to keep those in check, too.
Especially when you get a bit older, this is going to make a huge difference. About one in eight women in the US will develop invasive breast cancer in her lifetime, so finding that lump earlier just by doing checks yourself (be sure to do it once a month or so) can save you a lot of hassle and possibly your life. Eating well, keeping your weight in check, and going to the gym regularly (three to five times a week) will make a difference, too.
The best part about focusing on preventative health is that it forces you to practice healthy habits, which your children will in turn learn. That means that when they move out and go to college, and start working at their stressful jobs, they’ll be healthier than most young adults their age.
The best part about focusing on preventative health is that it forces you to practice healthy habits, which your children will in turn learn. That means that when they move out and go to college, and start working at their stressful jobs, they’ll be healthier than most young adults their age.
These are some of the best ways to stay healthy even when you’re busy parenting. What other strategies do you think would work for you and your family?
There are some trails worth walking and experiences worth talking about, the Camino de Santiago is just this kind of trail. Every year thousands of walkers choose to walk this famous trail for many reasons. Last year over 300,000 people from all walks of life choose to take a break from their busy schedules and enjoy the simple act of putting one foot in front of the other.
Whether you are looking for a new challenge, would like to connect with other cultures or need time out to reflect on life, the Camino is the perfect way to escape. The beauty of a walking holiday is that you can be any age, any nationality and any level of walker to enjoy the towns along the Camino in Northern Spain. Here are a few facts that you should know about the ancient Camino de Santiago pilgrimage before you plan your journey:
How long does it take to walk the Camino?
This is completely up to you. You must walk at least 100km to receive your Compostela certificate at the end of your walk. Many choose to walk this over the course of one week, others opt to complete the full route of the Camino Frances from Saint-Jean-Pied-de-Port to Santiago de Compostela: 800 km (497 miles). The average time taken to walk this route is 30 days.
What route is the most popular?
The Camino Frances is the most popular Camino trail. Over 300,000 walkers collected their pilgrim certificate in 2017. The Primitive Way, or Camino Primitivo is the most ancient trail, dating back to the 9th century is the oldest trail. The French Way is the most popular today and it is the route you will find featured in films, such as, the Way.
Following the arrows
As you walk through rural villages and coastal paths of the Camino de Santiago you will see yellow arrows around every corner pointing you in the right direction. Be mindful that the arrows should follow the trail and consult your walking notes and maps for guidance if you are unclear.
Where did the scallop shell symbol come from?
The scallop shell, often found on the beaches of Galicia in Northern Spain, have long been the symbol of the Camino. The shell is frequently seen along the trail to help guide pilgrims. In addition, pilgrims often wear shells or attach them to backpacks to denote that they are travellers on the famous trail. According to the legend, the son of the Count of Pontevedra on the day of his wedding, decided to jump into the sea with his horse, to grab his wife’s attention. But sadly, they disappeared under the water. When everyone thought he was dead, he emerged in the shore, with his clothes covered by scallop shells. A couple of days after, the boat carrying the remains of Saint James the Apostle arrived in Galicia region. The son of the Count decided to walk to Santiago de Compostela, carrying a scallop shell with him. Today the scallop shell is the symbol of the Camino de Santiago and often known as a sign of protection along the way.
Most popular starting point for the Camino de Santiago
During the Middle Ages, traditional pilgrims used to start their walk towards Santiago de Compostela from their houses. Pilgrims coming from continental Europe used to take the French Way in St-Jean-Pied-de-Port, or the Northern Camino in Irún. Those pilgrims coming from overseas, landed at the various ports of Spain or Portugal, and continued from there to Santiago (the origin of routes like the Portuguese Way or the English Way). Today these routes are well marked and guide walkers on their way to Santiago de Compostela. The most popular starting town on the French Way is St-Jean-Pied de Port for those doing the full route and Sarria for those who would like to walk a week. The Portuguese Way starts in Lisbon, and the Portuguese Coastal Way in Porto. These are also popular starting points.
It is important to remember that you must walk at least 100km to receive your Compostela certificate when you reach Santiago de Compostela at the end of your trip. We would always advise spending an extra night or two in the beautiful city of Santiago de Compostela. With cobbled streets, a vibrant atmosphere and tapas everywhere this is a fantastic place to finish an epic trail.
Camino experts CaminoWays.com have designed detailed Camino travel tips that will provide you with everything you need to get started on this amazing experience on one of the worlds most famous long-distance trails.
VA mortgage loans or VA loans help make it easier for a lot of veterans to get funds necessary to buy a home. Usually, VA loans don’t need a down payment. This is available only to military veterans and those who are on active duty. The loans are done through private lenders. Once a vet takes a loan out, the Department of Veterans Affairs (VA) provides a guarantee. Hence, no mortgage insurance will be necessary. Vets are also not required to provide a minimum credit score to qualify for a loan.
This is one of the major differences between VA loans and loans provided to retirees. Although they are also given some opportunities, VA loans are easier and more comprehensive. If vets apply for loans using conventional mortgages, it could be more challenging. As long as lenders meet the guidelines provided by the government, they can offer their loans to vets.
Only certain types of homes are allowed
Although it is a good thing that vets can have easier access to loans with the help of the VA, they are only allowed to buy certain properties. These are usually in move-in ready condition. Single homes, condos and modular housing are allowed. Other choices like working farms or downtown delis are not. Vacation homes are also not allowed either. Homes are mainly used for residential purposes only. Retirees, on the other hand, are allowed to choose any type of home they wish to purchase.
The VA does not provide the loans
The Department of Veterans Affairs provides a guarantee for vets who take these loans. They don’t provide the loans themselves, but you can search online for a list of VA home loan lenders that has been approved by the Department of Veteran Affairs. If not on this list, they might not provide the guarantee. Since the VA is a government agency, lenders are more confident about providing the necessary loans.
Vets with a history of bankruptcy can still get a loan
Despite a history of bankruptcy, vets are still allowed to take out a VA loan. Even those who have experienced foreclosure before can still make use of a VA loan. Obviously, there is no such guarantee for retirees.
Not anyone can be a co-borrower
For other types of loan programs, you can get anyone as a co-borrower. This is not the same when it comes to VA loans. When you have a co-borrower who is not your spouse or another vet having a loan entitlement, you are required to pay a down payment.
There is no prepayment penalty
Prepayment is usually done in order to make instant payments when necessary. For some types of loans though, there is a penalty when it is done. This is not the same with VA loans. You can even structure the payments so that they are automatically deducted from monthly income to avoid worrying about the payments.
These are among the many reasons why VA loans and the ones retirees can get are totally different.
Heartburn comes in many shapes and sizes, and not all causes are the same. Certain foods stimulate stomach acid production, while others relax the valve between the esophagus and stomach, allowing acidic stomach contents to pass into the esophagus. This is especially true if you suffer from gastroesophageal reflux disease, or GERD.
Making changes to your diet is much more effective at addressing heartburn symptoms than medication. The topic of nutrition is complex and best addressed by looking into what, when, how much, and how often we eat. It’s difficult to address all of those factors at once, so let’s start with some diet tips that you can follow to minimize symptoms.
Avoid foods that relax your lower esophageal sphincter (LES)
Many foods lead to a relaxation of the lower esophageal sphincter, which is the valve that normally prevents food and acid from moving up into the esophagus. If your LES is damaged or weakened, which happens naturally with age, reflux can occur.
Chocolate contains an ingredient called methylxanthine which has been shown to relax the smooth muscle in the LES and increase reflux. Peppermint and mint-flavored foods like chewing gum and breath mints also trigger acid reflux because they relax the muscle that controls backflow between the stomach and esophagus. Alcohol is also a common trigger for heartburn, as it opens the LES and allows the acid into the esophagus.
Avoid foods and beverages that cause gastric distension
Carbonated beverages cause your stomach to swell, which puts pressure on the esophageal sphincter. Garlic, raw onions, and cruciferous vegetables can cause gas, distending the stomach and promoting reflux.
The key to avoiding heartburn from these foods is to reduce stomach pressure. Research shows that increased fiber intake, specifically in the form of fruits and vegetables, may protect against GERD.
Avoid foods that increase acidity
Fruits and vegetables are an important part of a healthy diet, but certain types can trigger GERD symptoms. Highly acidic foods like tomatoes, citrus, and juices made from them can increase the acidity of your stomach contents and cause heartburn.
Avoid high-fat foods that slow stomach emptying
Foods high in fat can cause the LES to relax, allowing more stomach acid to back up into the esophagus. These foods also delay stomach emptying, so there is more of an opportunity for a distended stomach. These factors combine to make heartburn more likely.
Common offenders are foods that hit several of the heartburn-causing marks. Onion rings are high in fat and distend the stomach, so they’re more likely to cause symptoms than onions that haven’t been fried.
An anti-heartburn diet addresses the cause of reflux, while medicine only lowers acidity. Research has linked onions, acidic foods, and carbonated drinks to heartburn, but those triggers aren't universal. A glass of red wine may not be a big deal on its own, but if you also have tomato sauce on your pasta and a glass of orange juice in the morning on an empty stomach, it could cause your symptoms to flare up.
No one specific diet will work for every person, as the topic of GERD has complex causes. The best way to determine your ideal diet is to track foods that trigger your heartburn. Keeping a log of all meals, drinks, and activities throughout your day will allow you to determine which foods and activities aggravate your reflux and which ones help alleviate recurrences.
Everyone knows that most businesses will not hire someone who is nearing or who has reached retirement age. For those who want to keep working even after they have retired, it can be frustrating knowing that your options are limited.
If you don’t want to work a job that you will hate, you should be aware that there are a variety of new ways to work at home.
Here’s how you can start your small business today.
Know Your Options
The conventional workforce may be out of reach, but by starting your small business you don’t need to worry about your age holding you back.
The rise of the Internet and remote working has completely changed the playing field. Think about the skills you have and how that can translate into business ideas.
Some of the options available to you include:
These are only a fraction of the small business options on the table. Spend some time thinking about your options and consider whether they’re viable.
How Much Money Do You Need to Start Your Small Business?
If you’re retiring but don’t want to quit working, you’re probably wondering how much money you’ll need to invest in your venture.
The truth is that most jobs for the retired can be started for less than a hundred dollars. It doesn’t make sense to incorporate your new venture until you start earning a decent income. All you need is a small budget to establish your presence online.
And free professional websites can be made in hours through platforms like WordPress, which drives more than half of all websites on the web.
Establish Your Web Presence
Everyone needs a little piece of web real estate to tell people they exist. As already mentioned, opt for a WordPress website. With free templates and the ease of being able to drag-and-drop features onto pages, you don’t need a professional web designer to do this.
You should also consider making your business more professional by getting a virtual online address. It also has the benefit of protecting your privacy because you don’t need to put your home address on anything.
These addresses can be purchased for only a few dollars.
Invest in the Technology You Need to Run an Efficient Business
The retired are often accused of not knowing enough about new technology to succeed in the modern business world. This couldn’t be further from the truth.
Invest in technology like Skype. Enhance your business communication efforts, even if you intend on your small business remaining a one-man show.
Be Prepared to Wait
Understand that the world of online business is competitive. Don’t anticipate on matching your previous salary overnight. It’s necessary to start at the bottom again.
You need to build up your name as an authority figure in your industry. This will take months to manage, so don’t be afraid to offer discounts on your work in the beginning to do this.
When Should I Incorporate My Business?
Some people do it to make their business look more professional in the beginning, but if you’re a freelancer this isn't necessary.
However, sooner or later you will need to become an established company for tax purposes. Talk to an accountant and business lawyer to establish when you should start the procedure, and hire a professional to help you.
The answer to this question is always going to depend on a variety of factors, including where your business is and the state you live in.
We recommend not immediately incorporating until you have established the framework of your business. It can be expensive to incorporate and it’s an expense you don’t need in the very beginning.
Last Word – How Can I Start My Online Business?
It’s a fact that the retired are at a disadvantage when it comes to conventional employment. However, running a small business online levels the playing field.
You have a lifetime of experience behind you and now you have the tools to start your small business. Now there’s no reason why you can’t utilize your skills to build a business for yourself.
What sort of small business do you want to start?
Are you a retiree looking to earn a little extra cash to help you afford a big purchase or simply to get you through day-to-day life? When you retire, it can be difficult to know what to do with your free time, and while there are a number of things that you can do at home, quite often finding a hobby that requires you to get out and about can cost money. While payday loans online are available for those who are in some sort of employment or receiving benefits depending on the lender, for retirees, finding a little bit of extra cash can
be slightly more difficult. Here, we’re taking a look at some of the best ways for you to earn a little extra money on the side of your pension.
This is a great option for retirees who are bored of staying in their own house and want to spend some time abroad. While you may not have enough funds to purchase your own holiday home, you could turn to international housesitting, where you can find yourself in some of the world’s most exotic locations, looking after the house and sometimes even pets. There are a number of housesitting websites across the internet and you may find yourself living on a secluded beach on the other side of the world, or in the heart of bustling Singapore situated in a luxury condo. The best part? You may find that the house owners will offer you some form of wage for doing the housesitting, although others are only willing to pay for your travel to get there. Either way, who doesn’t love a free holiday and the opportunity to earn a little extra cash?
Join The Microbusiness Movement
Etsy is a prime example of websites leading the way when it comes to microbusinesses and if you’re good at crafts, knitting or sewing, you may find that you are able to create your very own microbusiness too. There’s a lot of room to really branch out with your creativity and as a retiree, you’ll have plenty of time to master your craft before producing items that you are happy to sell to others.
Make Your Home A Bed & Breakfast
If you’re a people-person and you have a largeish home in a great location, then you may want to consider making your home a bed & breakfast. The start up costs are relatively modest, unless you really need to revamp your home in order to accommodate guests, and this can also be a good cash generator too. However, you will need to have a lot of patience in order to deal with the strangers who come in and out of your home constantly. You may not always have the kindest or tidiest of guests, so you will need to ensure that your temper doesn’t flare or you could find the repeat business factor of a B&B start to dwindle.
There are a great number of options that you can consider when it comes to making money in your retirement. Whether you opt for a little part time job such as tutoring or start your own business whether that’s a B&B or a microbusiness selling your very own handiwork, earning a little extra on the side has never been easier.
With the countless options available for volunteering, helping incredibly diverse populations, how do you find the right fit? This question is one that Lydia Sussman, a 33-year career educator specializing in working with deaf and hard of hearing children, found herself asking before locating L.A. Works’ Retired and Senior Volunteer Program (RSVP).
For Lydia, her focus was directed in helping children, but she needed some help to find the right opportunity. Now retired from fulltime employment, her volunteer work needed to help her reach two goals: meeting new and interesting people while making a difference in the lives of others.
Lydia is not alone in her journey. Impact is cited across the nation as the primary factor for having a positive experience when volunteering and the primary motivator for returning to a volunteer project. What is often less recognized are the numerous health benefits received through volunteering.
Volunteering has been shown to “bolsters your immune system, reduces your blood pressure and adds years to your life span,” according to a study from the Corporation for National and Community Service. It also states volunteers report positive changes in their health, both mentally and physically, after volunteering for as little as one year.
In her research, Lydia followed the trend of many retired volunteers—surfing online though the vast web trying to find the right project that spoke to her needs. This led her to the nonprofit L.A. Works and their Retired and Senior Volunteer Program (RSVP). The team at L.A. Works helped her navigate the countless volunteer opportunities and organizations, catering the experience to Lydia’s needs. With the help of L.A. Works, she was able to connect with other volunteers aged 55 years old and above, as well as to organizations that needed her energy, skills, advice and passion.
Initially, Lydia was connected to an opportunity with Jumpstart where she trained other older adults—some in their 70's and 80's—to go into the community and prepare young children with special needs for pre-school.
In a recent interview, Lydia described her transformative experience and working with other older adults, "I love the passion of these folks - many of them low income themselves. I came to believe so much in the value of Jumpstart that I have joined its Advisory Board. I even make calls to recruit new volunteers!”
Lydia's advice for the first time retired volunteer is "Try it out, you can always find another volunteer role if one doesn't work for you." A real benefit for any retiree who volunteers is the exposure to training and to on-going coaching. It's rare that a new volunteer needs to be an expert coming into a nonprofit, and many learn new professional skills through their service.
If you are looking to supercharge your volunteer time, control how many hours you give, and pick the places where you serve, volunteering with L.A. Works RSVP may be the perfect fit for you. Lydia transformed her life and commitment to local causes and connecting with RSVP was her first step. Find your next passion at L.A. Works RSVP, you’ll be surprised at where it will take you.
Being a retired employee means that you will be living off your retirement savings or insurance funds. You have worked so hard all these years to generate a steady income and prepare for your retirement years. Now there are three things you can do when you retire. One, you can spend your savings to enjoy all the good things life has to offer. Two, you can start a business. Or three, you can have the best of both worlds–start a business that you love and enjoy it!
Find your business idea
There are countless business ideas that you can start with. Especially with your experience, no matter what field you excelled in, there must be at least one expertise, idea, or hobby that you know could be a moneymaker. From consulting and coaching to selling expert services, for sure you can find one that best suits you. Even if you’re one of many retirees in active living communities, there’s no reason not to get those creative juices flowing and come up with a business idea.
After you get a promising idea that shows great potential for success, it’s now time to get funding to start turning the idea into reality. If you don’t want to touch your retirement savings, or maybe your savings are not enough for startup capital, you can consider getting small business loans that offer affordable interest. You can also look at grants that the government or enterprises are offering and see if you are qualified to apply.
Hire your right hand
Building your small business from the ground up may require a lot of legwork and networking, which may be hard for you to do all by yourself. You can hire a trustworthy and qualified individual to help you get your business off the ground. It would be best to get someone who is knowledgeable about business processing, marketing, and sales.
Market your business
When you get everything ready–your (home) office has been set up, you get people on board, and you are ready for your first client, it’s time to market your new business. The quickest and cheapest way to get your business out there is through word-of-mouth and the use of social media marketing. If you are not familiar with this, for sure your hired marketing expert does. Brief your employees or your contractors about your business and branding and let them do the rest. Of course, have everything approved by you first before they put out the marketing campaigns.
Start generating income
Do well on handling your first client. If you promise good services or a good experience with your product and the customer’s expectations are met, chances are, you will land your next customer right away. This is the power of referrals. Always do well to keep away from having bad reviews and scaring your target customers away.
Enjoy your small business
Your small business can turn into an enterprise someday, especially if it has a potential to become one and you work hard to reach success. Your small business can become the legacy you pass on to your children. There’s nothing better to impart to your children and their families than the stability of their future. Enjoy what it has to give to you and your family. Do it for passion and purpose, not just for the money.
Of the 35 million adults in the United States who are over the age of 65, approximately 6.5 million suffer from depression.
If you have a parent or loved one who is exhibiting signs of depression (feelings of hopelessness, loss of interest in activities they used to enjoy, increased fatigue), it can be hard to know what to do to help them feel more like their old self.
These four tips are a great place to start when it comes to caring for a loved one who’s battling depression.
1. Encourage Physical Activity
Several studies show that regular physical activity has a major impact on older adults’ happiness and general health.
Not only does exercise aid in the production of endorphins, chemicals that minimize pain and promote positive feelings, but it’s also essential for seniors who want to maintain their independence.
Seniors who exercise on a regular basis -- specifically those who lift weights and focus on building strength -- are less likely to suffer from falls and fractures that can severely limit their mobility.
2. Encourage Regular Social Interaction
Regular social interaction is also important, especially for seniors who live alone. In addition to helping seniors feel happier and more optimistic, some other benefits that come with an active social life include:
There are lots of ways to help seniors get more social time. Arrange for family members to drop by on a regular basis, or encourage them to attend events at a local senior center.
3. Invest in Tools that Promote Independence
If they struggle with physical limitations caused by illness or aging, it’s easy for seniors to start to feel depressed and isolated.
One way to minimize these feelings is to outfit their home with tools that promote independence and make daily tasks easier. Some tools that many seniors can benefit from include:
4. Seek Professional Help
Many seniors are hesitant to seek out a psychiatrist on their own to treat their depression, but you should still try to encourage your parent or loved one to sit down with a professional and talk about what they’re experiencing.
You may also want to see if they’re willing to let you participate in the appointment with them.
Seeing a psychiatrist might be less intimidating if you’re present. You’ll also be familiar with the psychiatrist’s recommendations and can make sure they’re following their advice and taking medications as prescribed.
It can be hard to see a parent or loved one struggle with depression. But, fortunately, there are lots of ways that you can help them feel better. Be sure to keep these tips in mind and don’t forget to be on the lookout for early signs of depression.
Letterheads are to photographers as offers for product providers. Letterheads are the headings of official internal and external documents. They usually include your name and address, logo and personalized elements that emphasize your photography style.
Letterheads empower your photographer brand. By including it, you will look professional to collaborators and potential clients. The letterhead works as a logo which also includes essential information that customers no longer need to write down or keep on a card. This paper representation of your photography brand creates credibility. It takes part in marketing or business communication that you inevitably encounter throughout your career. Documents are usually necessary when you are hired for an event or a business photo shoot and you sign preliminary papers.
Each photographer has a unique style that defines his or her work. You can emphasize it once more through the letterhead templates for each occasion. You download a personal letterhead design or create your own by following the guidelines of main categories of business communication.
What Free Letterhead Templates You Might Need for Your Work?
1. Standard: The standard letterhead template is the back-up you need for any occasion. You might sign a contract with a collaborating photographer, an equipment supplier or send a press release for a project. These letterheads are useful even when you make a price offer to an event hall or let brands know of your work.
2. Business: The business template works for every contract you will sign with clients. If you take pictures at an event, you can also include flyers with your letterhead. Additionally, this should feature a formal design with your name and address one one side of the head. You can create a modern design for the template, but make sure it follows the official style of the documents.
3. Customized: You can create a template design that emphasized your photography style and unique elements. After all, these are the reasons why some clients choose your work instead of other photographers. You can use the customized letterhead for updates and news regarding your projects, and informal communication. Think about even including pictures or quotes.
4. Event: If you want to pitch for a wedding, a halloween party, romantic occassions or Christmas holidays, then the event letterhead is suitable. This template shows consideration for the client’s request. You can insert a specific element or color for the event and even update your logo with that element. It’s not avisable to use such a template for the following communication with the client. However, first impression matters and can make you stand out.
5. Specialized: This template work best for internal communication, such as potential suppliers, collaborators and offer distributors. If you own a small photography business, then you can also use it to communicate with employees. Also, they work for sending offers to companies that organize certain events. This template looks both corporate and personalized, as it shows your values and mission. You can make more specialized template designs to ensure you cover all such occassions.
For some, living alone is a dream come true, with your own space, the relaxing quiet, and a rewarding sense of independence as you age in place. However, in your senior years, your body is not what it used to be, and when there is no one immediately by your side, some additional concerns are bound to come up. Ease your family’s mind (and yours) with these essential tips for seniors who live alone:
First and foremost, you need to ensure that your fitness is still functioning at a reasonable level, no excuses. Thankfully, improving your physical condition can be as simple as getting out of the house and walking around as much as possible. The fresh air will help destress and calm you, the movement will strengthen your muscles and bones to avoid falls, and the outdoor scenery will rejuvenate your spirit and minimize your brooding.
Exercise is nothing, however, without a healthy diet to complement it. Stock up on lean protein, colorful fruits and vegetables, whole grains, and low-fat alternatives, without forgetting to drink plenty of water. If mobility is a concern for you, look at online services who will deliver groceries to your door, and while you’re at it, ask if there is an option to order your medication too!
Speaking of medication, you should regularly go for health check-ups and speak to your doctor about your prescriptions. Even if you are not experiencing any negative side effects, it is still a good idea to reevaluate their benefits and get a professional’s opinion about other choices on the market. During this conversation, you might want to ask if you can get some additional boxes too, as these can be your safety net if you run out and can’t get to the pharmacy for whatever reason.
Without anyone to remind you, it is imperative to have a foolproof system which tracks your medication schedule. Set up a calendar or (for the more tech savvy) install one of the many available smartphone apps which can keep inventory of your medicine for you, alert you when it’s time to take pills, and remind you when refills are due.
Your Social Life
One of the biggest risks that seniors face when living by themselves, is that dark feeling of loneliness, known to aggravate depression, impair physical health, and even deteriorate cognitive performance. Fortunately, there are ways to combat it: go out and see more people! Get to know your neighbors, participate in community activities, make an appearance at local gatherings, and attend classes which focus on your hobbies.
For family members, it’s important to frequently check in with your loved ones who live alone. Establish a routine visiting agenda, and use technologies like Skype to make contact when a personal stopover isn’t possible. When you do come around, ask about these isolation troubles and review their current medication situation, but only after you’ve given them a big hug!
The best way to deal with a fall is to not have one at all, which is why the home needs to be set up in ways to avoid this common occurrence. Walk through each room and remove any potentially dangerous trip hazards, such as loose rugs, exposed wires, and general clutter. Reorganize furniture until there is a clear path from one end of the house to the other, and confirm that each room is bright enough to see where you’re going. Install hand railings in the bathrooms and up the stairs, use non-slip covering on tiles, and purchase a fall mat to place next to the bed, preventing any potential injuries from falls at night.
For additional peace of mind, investigate the security of your house. Are the front door and any other protective gates easy to lock? Does the neighborhood warrant an alarm system? Would a motion-activated light sensor protect against any break-ins? These are only some of the questions which need to be addressed.
Finally, spare a thought towards preparing for the worst. If a natural disaster strikes or the power goes out, how will this affect someone without a helping hand? Minimize any severe predicaments by keeping a flashlight next to the bed, a collection of spare batteries in an easy to reach location, and a large reserve bottle of water just in case. And, of course, test those smoke alarms every week!
In Case of Emergency
At the end of the day, accidents are going to happen, which is why there are certain essentials which cannot be overlooked. List all crucial numbers next to the phone for easy access, purchase a wearable alert system to call for help if you’re unable to move, and keep an ID bracelet on your person at all times, detailing any existing conditions to inform emergency professionals when you are unable to.
The aftermath of a personal injury accident can be stressful, painful and can seem overwhelming. Being able to simplify, even by a small fraction, the tasks that arise as a result can help victims recover and look forward to obtaining just compensation for their injuries.
A personal injury calculator, like the one offered to victims by our team of Los Angeles personal injury lawyers helps you estimate the worth of your claim by summing up the most common types of expenses that will be incurred by a victim following an accident.
Reasons to use a personal injury calculator
A personal injury calculator is a useful tool that provides guidance on how victims should estimate the total amount of the settlement. It can be used prior to negotiating with an insurance company or with the defendant or even prior to meeting a personal injury lawyer.
Even if you haven’t dealt with calculating damages after an accident before, you have the opportunity to enter a discussion informed about what should be covered by the insurance company or by the party at fault.
The role of the personal injury calculator is purely an informative one and does not substitute the experience of a personal injury lawyer who will know how to approximate with more accuracy the true worth of your case.
Including all of the proper expenses
The settlement for a personal injury accident will most often include two different categories of compensations. The ones that refer strictly to economic losses and can be easily quantified are the special damages and there are those offered for non-economic damages, like pain and suffering, the general damages.
Special damages will include the compensation for medical bills, lost wages during hospitalization, property damage as well as future medical bills and future lost wages and economic opportunities, as best as they can be predicted. General damages will include those for physical pain and suffering, physical impairment and loss of companionship and/or quality of life.
The personal injury calculator helps you add up the special damages. There are five distinct categories and users are advised to fill in each category as accurately as they can. For this purpose, it is advisable to consult with your treating physician in order to estimate the value of the future medical care and even with a car repair shop to calculate the value of autovehicle damage, in vehicle accident cases. Being able to estimate each amount as accurately as possible will allow you to make a realistic prediction of the settlement and you will thus be able to adjust that amount to allow for a negotiation advantage.
Using a personal injury calculator is only a first step and seeking professional legal aid for negotiation and filing a personal injury claim is always advisable.
Did you know that almost 40% of adults over 65 report living with at least one disability? The most common disability among seniors is mobility problems, whether it’s climbing stairs or simply walking.
Additional mobility warning signs may include:
If any of those ring true for you, you may want to talk to your doctor about using a supportive mobility aid (if you haven’t already). From canes to walkers, knee scooters, forearm crutches, manual and motorized wheelchairs, mobility aids had made great strides in the past decades in both engineering and design.
Rather than serving as a “crutch” on which you must rely to get around, mobility aids are instead meant to serve as a supportive device with empowers you to keep moving, keep exercising, and keep getting out of the house. One of the most dangerous consequences of mobility problems isn’t just your increased risk for injury if you don’t have proper support, but you’re potential social isolation and ensuing inactivity that can rapidly degrade your physical and emotional health.
If you have gotten your hands on a top-notch mobility aid to strengthen your movements and keep you active, don’t miss these 5 fun ideas for upgrading it with helpful accessories and style:
Wheelchair Bags - make sure you have everything you need with handy, portable bags and pockets that strap right onto the back or side of your wheelchair or walker. Keep personal items like your keys and phone with you at all times, and even carry around your reusable water bottle or the morning paper.
Cushions - if your wheelchair or walker is lacking in the comfort department, it might be time to upgrade to a better seat cushion. Professional-grade memory foam and gel materials have taken wheelchair cushions to the next level, offering better weight distribution to combat pressure ulcers, better alignment for your hips and spine, and more cushioning for long bouts of sitting.
Lighting - did you know you can add utility lighting to most mobility aids? Affix specially-designed mounted lighting to a cane, walker, or wheelchair and improve your own visibility (and safety) especially at night without having to hold a flashlight or your smartphone while also maneuvering your mobility aid.
Eating tray - looking for easier ways to eat meals? Oftentimes scooting right up to the table in a wheelchair can be difficult depending on the legs and height of the table. Portable tray tables can attach to a variety of mobility aids including wheelchairs and walkers, offering seniors better access to eating their meals with ease no matter where they are.
Flare - if mobility issues have you feeling less confident, give your mood a boost by adding some flare and style to your mobility aid. Light-ups casters that fit over your wheelchair or walker wheels add color and light when you’re on the move, and even a fun paint job or colorful tassel or tip for your cane could be a form of self-expression.
In addition to these five fun ideas, don’t forget about:
You can find a variety of mobility aid accessories online, in your local big box store, or at your local pharmacy.
Retiring can be socially isolating. Not only does it mean that you no longer interact with your coworkers on a daily basis, but you may not be able to get together with friends and family members who are still working. You need to make a plan to make new friends and have new adventures.
Today’s seniors are living longer, are better educated and more physically active than past generations. They have more time and more options to stay socially active as they age. Some common ways older people engage socially are going to museums and the theater, participating in activities at a senior center or joining a card club. But, there are more ways to connect with others, too. Think outside the box to stay young and engaged. Try these ideas.
Be a lifelong learner
Consider taking a community or university class to meet other people with similar interests. Pick subjects that you’ve always wanted to learn more about, such as biology, political science, history, psychology or foreign languages. Or take a class that can help you learn a new hobby or skill, such as photography, scrapbooking art or carpentry. Keep up with advances in technology by enrolling in computer or technology classes. Some universities have classes designed for seniors without tests or credits and may be offered for free. Check if a college near you offers this perk.
Some people start a second career or pick up new skills on the job. Try something new like becoming an Uber/Lyft driver or go back to school or launch a new business or foundation.
Join a club
Get involved in special clubs with events like recreational vehicle groups, quilting clubs, fishing groups, religious study groups, travel groups, society or book clubs. Whether it’s a passion you’ve had your whole life or a newfound interest you want to try, exploring a hobby with a group can expose you to new ideas and adventures.
Volunteer your time at schools, churches, libraries, non-profit organizations and community centers. Find something you are passionate about. It is a great way to get together socially with others who have interests similar to yours and help those in need. It also gives purpose to life.
Get physically active with others
It’s important to stay physically active as you age. Check out groups that provide both physical and social activities, such as dance, yoga, charity walks, biking groups, swimming, golf, pickle ball or lawn bowling. You could even become a referee for your favorite sport.
Some activities are open to all age groups, while others are for seniors only. Silver Sneakers is a program designed to keep adults 65 years and older healthy and moving. The program includes 13,000 participating facilities, such as YMCAs, across the U.S. It offers access to exclusive fitness classes, meetups and even Medicare health plans. As a member, you can attend any participating gyms at any time.
Opportunities abound. It may take a step out of your comfort zone to try something new, but you won’t regret taking the leap.
Jean Cherry, BSN, WCC, MBA develops clinical programs and writes for Walgreens, where you can find assistive devices for seniors like lift chairs on the Walgreens website. As a former home health nurse, Jean prides herself in helping seniors stay active in their communities and live independently at home.
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