The open enrollment period for 2019 Medicare coverage recently began on October 15, and will extend until December 7. This means it’s once again time for current beneficiaries and eligible Americans to start thinking about which Medicare plans are most advantageous for their health needs and budget parameters.
Making this decision is based on a variety of factors such as the kind of benefits available, the physicians in-network, the deductible amount, and the cost of both premiums and out-of-pocket expenses. Once you determine what plans offer the coverage you are looking for at a rate you can afford, this can help inform your choice of whether to stick with Original Medicare (Parts A and B), or to select Medicare Advantage (Part C), Prescription Drug Coverage (Part D) and other Supplement plans in addition.
If you are among the more than 56 million Americans who depend on Medicare for health insurance, consider the average price breakdown from these survey results enumerated below when shopping around for your 2019 benefits.
Medicare Costs At-a-Glance Based on Current Beneficiary Responses
Recently, a segment of the senior population enrolled in Medicare coverage was polled in regard to the expenditures accrued from their current plans. They were surveyed on three main areas of cost related criteria—monthly premiums and out-of-pocket costs, deferral or avoidance of treatments, and usage of supplementary benefits.
To address this issue of monthly expense, the survey found that 33% of respondents are charged less than $100 each month in premiums, and 57% are charged between $100 and $199. Conversely, just 10% of respondents are charged $200 or more in premiums. Next, factoring in the out-of-pocket expenses, around three quarters of these polled beneficiaries indicated they owe less than $100 out-of-pocket each month, while 22% stated they owe upwards of $100.
When asked if they delay or decline certain medical procedures due to cost despite having a Medicare plan, 19% of respondents answered “yes.” Others chose to offset these more expensive treatments by adding a Medicare Advantage or Supplement plan to their existing policies. In fact, 45% indicated they are enrolled in an Advantage plan, while 26% are enrolled in a Supplement plan, and another 43%, who are currently without a Supplement plan, have considered adding this coverage.
Other Factors to Keep in Mind when Reviewing Medicare Plans
Calculating and comparing the estimated prices can help steer your decision, but there are other elements worth researching too. As you examine the different coverage options during the course of open enrollment, familiarize yourself with the various Medicare changes and updates taking place in 2019.
One of the major amendments going into effect this new year is the freedom for Medicare Advantage enrollees to switch from one Medicare Advantage plan to another, or revert to Original Medicare with standalone prescription drug coverage, between January 1 and March 31. This time-frame gives you three months to determine if a certain plan works for you and then to adjust the coverage if needed. However, within this grace period, just one change is permitted.
The other modification relates to Part D coverage—as of 2019, beneficiaries with high-cost prescriptions will not be subjected to the “donut hole” issue anymore. This means the gap between your Part D’s coverage limit and the maximum out-of-pocket cost will be reduced, so the amount you are required to cover will decrease to 25% of the total price for brand-name medications and 37% for generic medications.
The average monthly premium for Part D coverage is also expected to lower from $33.59 down to $32.50 once the new year begins. If you are high on the income bracket though (at least $500,000 for individuals and $750,000 for couples), prepare to be charged increased rates for both Part D and Part B premiums in 2019. In fact, these added surcharges will result in paying 85% of the total coverage.
Finally, the Center for Medicare and Medicaid Services (CMS) has projected that Medicare Advantage premiums will reach their most affordable cost in three years, with a 6% decrease to $28.00 or lower each month. The number of Advantage policies offered will expand also, giving about 91% of beneficiaries over 10 plans to choose from. This upsurge in variety and downturn in cost is forecasted to boost Medicare Advantage enrollment to an impressive 22.6 million Americans, the highest concentration to date.
As you navigate the different Medicare policies and programs available for this upcoming year, the information provided is intended to ease your mind and streamline your choice. For an additional resource, this Guide to Medicare can help you understand the different nuances and facets of coverage more in-depth, so you can enter 2019 feeling empowered and secure in your healthcare decision.
Business owners with only a decade or so to go before retirement are hiring more and more millennial-age people to work for them with every year. While it can be tough for those in their 50s and 60s to develop a successful method of managing those of a younger generation, this phenomenon is hardly new. The age gap between upper management and employees is a time-tested dynamic every business owner will need to factor into their operative practices.
While every generation is a little different, millennials aren’t so special from other age groups as to be impossible to manage. To improve their relationship with younger workers, older business owners can utilize the following ABCs of managing a mostly millennial workforce:
Account for individuality
There is more diversity in the millennial age workforce than in those of previous generations. While this includes things like race, religion, and gender, it also includes things like lifestyle and dietary choices. With this in mind, business owners who wish to better manage a millennial workforce will want to account for individuality as best as possible, but simultaneously avoid drawing too much attention to it. For instance, when it comes to handing out holiday offerings to employees, a turkey gift certificate is a sure winner nine times out of ten, but what about Jim the vegetarian? Having a comparable alternative is a nice way of saying you acknowledge and respect him as an individual without making a big deal out of it.
One of the biggest complaints business owners have about millennial age employees is how they don’t seem to respect work schedules, break time rules, and other clock-oriented aspects of employment. As an owner-manager, you have two options: become more strict about enforcing set schedules, or switch to a results-driven model. By placing an emphasis on the results i.e. the quality and quantity of work an employee produces in a given amount of time, employers can let millennial age staff move at their own pace but still hold them accountable. Start by developing mid-week and end-of-week goals for workers, coupled with a mid-week and end-of-week review of their productivity.
Capitalize on their tech-savvy
Some people look at how often millennials are on their smartphones and in cyberspace and shake their head at the apparent waste of time and energy. Those with an innate entrepreneurial spirit, however, look at this and see an untapped source of digital expertise. Most millennials are naturally gifted when it comes to finding reliable information online, managing a social media presence, and troubleshooting various glitches and hiccups with software and apps. Business owners ought to incorporate this into their day-to-day operations to better harness the talents millennials are bringing to the table.
Don’t “Fellow Kids” them
If you’ve thought about using memes to reach out to your workers, note that what you’re doing is itself already a meme. Rather than trying to fit in with your millennial employees by seizing on the eccentricities of internet culture, focus on the organic common ground. There’s more of it than you or they probably realize. A mutual appreciation for professional sports is one example. Another would be a shared fondness for a particular book, movie series, or TV show. Even food is something people of multiple age groups can.
Express displeasure appropriately
In addition to being flaky about work schedules, millennials also have a bad rap when it comes to taking criticism. But rather than treating them with kid gloves and consequently preventing your business from improving, older managers of millennials ought to focus on the appropriate means to express their displeasure with a person’s performance. Begin by understanding the difference between constructive criticism and destructive criticism. Follow up by delivering the critique in person one-on-one rather than through email or in a meeting. Do not mince words, but do not end the conversation without outlining a clear path for improvement. If you genuinely feel like your employee is capable of making the necessary changes (which you would if you are choosing to keep them) make sure they know your feelings on the matter.
Business owners nearing retirement age are probably managing a workforce of mostly millennials. If you’ve been having trouble finding the best way to lead employees belonging to this generation, you’re not alone. Fortunately, there are a few relatively simple ways to improve your management of millennial workers without sacrificing the values and techniques which led to your success in the first place.
There are many different investment strategies when it comes to saving for retirement, and not all of them are tied up with money in the bank. Many people agree that having a great savings account is important. Others agree that having a 401k and other such retirement savings are great. One new way that people are looking into saving for their retirements is by investing in their home. There are many ways to improve your home, but not all will raise its value. It’s important to research whatever you decide to do, and comply with all local laws.
Simple Home Improvements
One investment many people make in their home is adding a deck. There are a lot of different options available for this, and there is no one-size-fits-all package. Having someplace to relax on warm, summer evenings is one of the great perks of homeownership.
Fresh paint is another simple home investment you can make. Painting your house is fairly easy and inexpensive to do, and it can give your house a new design that makes you fall in love all over again.
Another way people invest in their homes is by doing simple home maintenance. This is one of the easiest investment strategies for retirement. It's fairly inexpensive, but takes time to do and still costs money. Working to do all the basic upkeep on your home will ensure that you have a great opportunity to relax and enjoy your home when you retire.
Solar panels are another way you can invest in your future. This investment will help save you time and money. Before you invest in these panels, consider the following:
* Are these panels right for you? These panels are an investment that can save you money throughout the life of your house, but it does cost money as an initial investment. Think carefully about how long you're planning on staying in your local house.
* Are these panels allowed by your local zoning laws? While most places are becoming friendly to these panels, some may have laws against them; so make sure to check your local laws. If space is an issue you can always look into roof mount solar panels that won’t add as much clutter to the yard.
It's up to you to make the final decision on what investments you should make for your retirement. If you decide to invest in your home, remember, you want it to be comfortable and friendly. Making sure your home is well-designed now will allow you to kick back and relax in it when you are older.
Before making any major repairs and expenditures in your home, it's ideal to make sure that these are really what you're going to want long term. Take time to do research and determine whether or not the home repairs are worth the investment.
There are many great companies that offer these services, so don't feel like you have to do all the hard work on your own. While doing a project on your own can potentially save money, it does take time. Hiring a professional can make the job quicker and easier.
There is indeed no place like home, so we truly understand if you want to spend your twilight years in the home that you’ve built with the ones that you love.
But aging brings with it a lot of physical changes. You might start to feel that your joints are getting weaker and your vision is getting more and more blurry. There is a need to tweak your home a bit to accommodate the changes that you are experiencing. We’ll discuss in this article the little changes that you should not fail to implement.
Add grab bars in bathrooms
Orthopedic issues are some of the most common complaints that older people have. Even the healthiest of seniors will notice that their bones get weaker and moving around becomes a chore.
The bathroom is a place that you should really modify if you want to safely age in place. Because there will be water, there is a very good chance that floors there will get slippery. Younger people won’t have problems holding themselves up. But older ones need support, and this is precisely what grab bars are for. If they are new to you, these fixtures are installed on walls so that you can easily hold on to them for support as you move around the bathroom.
Get rid of some furniture items
A home looks full and attractive when it is fully furnished and well-decorated. However, having a lot of items inside the house means greater demand for cleaning and maintaining. While exercise is good for seniors like you, cleaning and other similar activities that require you to bend and crouch for sustained periods might be too much, especially if you already have back and knee problems. To minimize the need for home cleaning, you might want to consider sticking with the basics when it comes to furniture. If a sofa and a chair is all that you need, then a sofa and chair should be the only pieces that you have.
Change the floor plan in accordance with your activities
A home should be laid out in such a way that it ergonomically supports the routine activities of the people living in it. If you are spending too much energy getting to places around the house, it’s a sign that there is a need to do some home modifications for seniors, at least as far as the floor plan is concerned. Study your behavior and list the areas in the house that you frequent; these places should be kept free from obstructions.
Keep cords in check
Electric cords that are just left lying around are hazardous because people might trip over them, damaging not only the appliance but also the health of the persons involved. Hence, wires should always be kept out of the way. In doing so, there really is no need for fancy cord organizers. You can just coil long cords, tie them using an ordinary string, and neatly keep them in a place away from spaces where you or your guests usually walk.
If you are unable to continue working due to disability, you will likely be filing for your Social Security Disability Benefits through your state. Keeping in mind that every state has its own rules and regulations for their own systems, there are still several things that can be done by any applicant to help ensure a fair case hearing.
In fact, over 50% of all initial claims for disability benefits are denied. The system is extremely complex and rigid, and can reject your claim based on anything from a typo on your application to missing a documentation deadline. For claimants who find themselves unable to work and bring in any income, the stress of having to cut through the red tape can be very stressful.
If you have never dealt with Social Security before and are unsure of how to proceed through your application process, you should consider talking to a lawyer. There are many firms available with experts that can help you deal with your disability benefits right from the start. Find out more about the benefits of having legal counsel on your side when facing the disability benefits system.
The application for benefits can be lengthy and confusing for many people. With the help of a Disability lawyer you can make certain that your application is error-free and complete. Your lawyer will walk you through each part of the process while ensuring that everything is correct and submitted on time. In some cases, when a Disability application is handed in with errors, your claim can be rejected before it is even considered. Make sure that you give yourself the advantage of legal advice to increase the chances of your application being considered the first time.
They Know The System
When you hire a Disability lawyer you can help lower the stress levels involved in the application process. Your lawyer deals with the system on a daily basis and is an expert in the field. You will be able to confidently go through the process while staying in the loop about what is happening with your claim.
Increase Your Odds For Approval
With more than half of all Social Security Disability claims being rejected on their first submission, you want to have every bit of ammunition in your corner while going through the process. Trying to navigate all of the paperwork and submissions on your own leaves you at much greater risk of rejection. The system is just waiting for any type of error that can allow them to legally deny your claim. Protect your interests by gathering the best team with you to file your application.
When you are already dealing with an injury or sickness that is making it impossible to work, your life can be filled with stress. Just the financial strain alone can be enough to further affect your health in a negative way. When you hire a lawyer to help you file for your Social Security Disability Benefits, you can relax a bit knowing that all of your interests are covered.
If you’re a recently retired homeowner with your mortgage paid off or nearly paid off, congratulations on reaching a major milestone of the American Dream. The years ahead are open for a wide variety of fun and adventure, meanwhile, there’s the security of knowing you always have a home waiting for when you get back.
If you’re planning on living in the same house for the foreseeable future, it might also be time to tackle some home improvement projects you’ve been meaning to have done. But before you get started, it’s important to consider the years ahead; as you get older, mobility will become increasingly limited, vision may deteriorate, and the same can be said for hearing. Home renovation plans put together during retirement should, therefore, incorporate the realities of aging.
Basic home improvement tips for those in retirement:
While seniors need to stay active through regular exercise, they should be trying to cut down on the amount of turning, walking, and other movements they have to do in their own home. For instance, when designing an outdoor kitchen, you want to make sure countertops and cooking elements can be accessed with just a step or two this way or that way. Having to routinely walk several paces, maneuver around islands, and overcoming other obstacles just to make dinner will add up to increased aches and pains over time.
Efficient / No-Hassle Appliances
Another effective home improvement tip is to upgrade your appliances! Avoid the hassle of appliances breaking or not functioning properly and upgrade to modern technology appliances. For example, you can search from a wide variety of washer and dryer sets that range in price, while maintaining your standard of quality.
Invest in security
When retirees think of security, they tend to focus on preventing their identity from being stolen and other forms of wire fraud. However, physical security of yourself and your property remains something to seriously consider when you retire. Now is the time to replace flimsy door and window locks with no-nonsense upgrades. Go further by having motion-detecting live-feed security cameras installed, complete with real-time remote viewing capability.
Walk through the house and scrutinize places where slips and falls are most likely to occur. Common spots include the bathroom, laundry room, and stairwells. If these spaces lack handrails, have some installed. More importantly, make a habit of using them so that in the event you need to suddenly grab one, you reflexively know where to reach.
Think about maintenance
Lastly, it’s important for retired homeowners to think about maintenance when devising plans for major home improvements. A koi pond may sound like a nice touch to add to the backyard landscape, but are you game for the sometimes labor-intensive responsibility of looking after one? Consider how you will be able to keep up with maintenance as your body continues to age. If it seems like it would be too much of a challenge to meet the minimum requirements for upkeep, it’s probably best to pass on the project.
Newly retired homeowners are in a position to fulfill the home improvement projects they always dreamed about. However, they ought to be factoring in their aging into the decision making process.
Everyone has to get older, it’s just a part of life, but the days when senior citizens sat in their rocking chairs on the front porch and waited for their time to come have long been a thing of the past. Today, seniors are active, foster relationships, and are happy and going strong, well into their later years. That is, most seniors do. There are senior citizens who are not active and spend the majority of their time alone, which can lead to a whole host of problems. Read on below for a few of the top problems senior citizens face when they are not active and live alone.
Prescription Drug Abuse
One of the ever-present dangers of senior citizens living alone, with little contact with the outside world, is the very real possibility of prescription drug abuse occurring. Not just from the depression that could set in, but from forgetting whether they have taken their meds that day or not. If you feel that your elderly loved one is abusing prescription drugs, then please contact a facility like Windward Way Treatment center for help. They are dedicated to helping your loved one get back on track.
Depression From Isolation
Even for younger people, being alone for too long can lead to severe depression due to isolation. The feelings of solitude, depression, and worthlessness can go unnoticed when senior citizens live alone, increasing the chance of and thoughts of suicide. The best way to ensure your senior is not depressed is to have contact with them every day and encourage them to get out and socialize with their friends.
A Higher Chance of Elder Abuse
When a senior doesn’t have contact with the outside world often, the instances of elder abuse tend to be greater. If you have someone who stays with your loved one all of the time, but that is the only contact they have with the outside world, you don’t really know or see the symptoms of what could be happening to your aging parents or grandparents. Seniors who are active and out and about as much as possible are less likely to be abused and more likely to report it if they are.
Greater Risk of Falling and Not Being Found
When your loved one lives alone, there is a much greater risk of them falling and no one finding them right away. Even if you check on your elderly parent many times a day, it’s still better to have them not live alone if at all possible.
What Can You Do?
There are many ways that you can keep your loved one from living alone as they age. One way is to move them in with you, another is to hire in-home help, though you still need to be vigilant about checking in on your aging parent every few hours. One of the more popular options today is moving your parent into a senior living community, where they are not alone and can remain active by socializing with their peers while still having some independence.
If you are open to different experiences, you must have tried online tools of communication where you randomly meet people and talk to them. If you have not tried this possibility, you cannot even imagine how many doors the digital world opens to humankind nowadays. This is not only in terms of business, start-ups and service solutions, but also about people and their relationships. One of the most priceless things on the Earth which we tend to underestimate is communication.
Those who have already been in contact with online tools, the so-called random chat, will eagerly state their experience to be unpredictably good and exciting. If you are still brand-new to all this chatroulette hype, we have prepared a few tips and hints on how to make true friends and why random acquaintances can impact your life significantly or maybe even change it drastically. Even though this tool works not for everyone, it is definitely worth trying!
All Ins And Outs Of Making Friends Digitally
If you are looking for some new experiences and life feelings, getting to know new people will definitely be the panacea. Whether you want to visit someone on the Couchsurfing, go abroad to study or simply log into the chatting site, as a social being you are looking for the same thing - connecting with unknown ones, their perspectives, and life-changing experiences.
Here is our top advice on how to get those mentioned above in the digital world without the need of leaving one’s house:
All in all, even if our world becomes more and more complicated and hard to survive in, there are always new ways for a person to make connections and realize social needs of communicating and belonging to a certain community. This can perfectly be done with the help of digital tools and websites for random acquaintances!
Like it or not, investing isn't as easy as it used to be. Even finding a simple return on a cash investment can be much harder than it once was. Whether you're looking to invest a hundred dollars or $100,000, finding a sure thing can be difficult. We're going to look at how to find a good investment in these difficult financial times, so that you’re in a better position once you get to retirement.
Before investing, you're going to have to decide how adverse to risk you are. Obviously, more risk can equal better returns - but you might be able to find a sweet spot between how much you're willing to lose and how much you could gain. As with anything, make sure you only invest an amount you're happy to lose unless it's a guaranteed investment. Gone are the days where you can make huge returns on your investments with little risk - but there is still money to be made.
Once you've worked out how much you can afford to lose, you'll next need to find the right investment for you. Many people like the security of fixed-rate interest bonds or other solid investments. Yes, the interest rates may be lower than they used to be - but you can still make a good return on your money with very little risk.
10% yields are a thing of the past for simple investments like this. Nowadays, you might be happy to get 3%. Bear in mind, however, that these sorts of investments, in simple savings accounts with reputable banks, are much more secure than any other investment. Yes, you won't get rich, but you should be able to let your money grow securely.
Investment funds have taken a lot of criticism in recent years, but they can still be a great way to grow your portfolio. Many funds claim to offer up to 20% yearly returns on your investments. They also come with much bigger risks when compared to traditional investments.
Make sure you research each fund extensively. Don't go on the recommendation of a friend or someone you met at the golf club. These investments are riskier than some, but they can bring you bigger gains.
Even with the recent troubles in the mortgage industry, real estate has always been a good place to put your money (especially if you can pay in cash and avoid the fluctuations of mortgages).
The great thing about property is it does normally go up in value while giving you a decent yearly yield on your investment. Yes, you might not have made much money if you bought a property in 2007 before the cash, but if you bought it five years earlier you should still be doing fine.
For more information on the best way to invest 1000 dollars, you can do some further research online.
If you need a bit more help with your investment plans once retired, check out 401K Administrators for a wealth of information. Retirement shouldn’t be stressful, and if you’ve made the right investment decisions in the years prior, you should be in as good a place as possible financially. That’s why the right financial investment is so important, even if you’re decades from retirement. As long as you get the right investments in place early, you should see the benefits for years to come.
Humans are social creatures. Even the most introverted among us are bound to have a few close friends and loved ones. It’s therefore no surprise that as you enter retirement, maintaining strong relationships will prove critical for achieving ongoing happiness and fulfillment.
Here are just some of the ways in which strong relationships are important for those in retirement
Staying Out of Trouble
If you’ve worked hard your entire adult life and are fortunate enough to reach retirement, the one thing you may not be prepared for is the abundance of free time at your disposal. While it may seem like a dream come true at first, someone with more time than they know what to do with can easily find themselves getting into trouble, often at the expense of their health. Maintaining strong relationships with friends and loved ones helps to keep you occupied in retirement, and less likely to engage in bad behaviors.
Take substance abuse for example. Professionals working with older patients in outpatient rehab in San Diego and other cities with growing rates of addiction among the elderly note the outcomes are much more likely to be positive if the individual is going home to live with a spouse or family member versus living alone. In fact seniors who live alone and/or who aren’t maintaining strong relationships are probably more likely to develop a substance abuse problem in the first place.
Feeling Wanted and Needed
People want to feel valued, that their existence means something, and this sentiment only grows stronger as we grow older. However, as our kids grow up, our careers wind down, and our looks begin to fade, we find ourselves seemingly wanted and needed less than before. This can contribute to depression and other mood disorders developed in our retirement years.
Maintaining strong relationships where we are wanted and needed doesn’t have to necessarily include other people; owning a pet provides a similar outlet for fulfilling our sense of purpose. In fact in cases where an animal requires special attention, such as daily medication for preventing dog seizures, the bond between owner and pet can become especially strong.
Retirement age is a time when we begin to slow down both mentally and physically. In some ways this is a welcome change, especially for those coming off of demanding careers, but it can also prove detrimental to your health. Without ongoing activity, your muscles will atrophy while bones and joints will become more prone to injury. Similarly, a mind which is not routinely exposed to new ideas and new experiences will lose its sharpness.
It’s imperative for those in retirement to maintain strong relationships in order to achieve a healthy level of physical and mental activity. Meeting up with friends for a weekly night of bowling, joining them for a morning cup of coffee, and similar social activities will keep you on your feet and more importantly, able to think on your feet as you grow older.
Whether we realize it or not, anyone who has lived to see six or more decades is a rich source of knowledge and wisdom. This is achieved by virtue of experience.
However, all that knowledge and wisdom is lost if a person is unable to pass it onto others. No one lives forever, at least not yet, and it’s therefore important to maintain strong relationships in order to ensure you’re able to teach important life lessons to grandkids and others which have an influence even after you’re gone.
Retirement is a time when we’re allowed to take it easy and go do the things we always wanted but never had the time to get done. But it’s also a time to strengthen the relationships you already have, as well as build new ones wherever and whenever possible. Doing so not only improves your quality of life, it makes it a life worth living for many years to come.
10-15 hour work days, piles of work with little support, few resources and lots of competition. This about sums up the life of an entrepreneur - especially in the beginning stages of business. They have the passion and dedication to work really hard to bring their dream to fruition, but with limited finances and support, most small business owners are under a lot of stress. In an effort to make it to the top, these strong-willed professionals work themselves into a hole. If they’re not careful, it could lead to a host of health problems. Including those listed below
Mental Health Problems
At the top of the list of health problems that entrepreneurs are at risk of getting its mental illnesses like depression, anxiety, or chronic stress. Trying to run a business takes an emotional toll on you. The frustration of a heavy workload, the pressures to succeed, and the pure embarrassment of failure can cause individuals to feel extremely anxious or overly saddened by it all.
Being an entrepreneur is for the strong-minded. You must learn how to balance your emotions so that they don’t take control of your life and the success of your business. Find time in the day to do something that has nothing to do with business as a means of unwinding. When you have an especially stressful day, make a mistake, or feel undue pressures to succeed, try to recenter yourself with meditation, journaling, or therapy.
Often going hand in hand with mental illness, entrepreneurs are at an increased risk to suffer from addiction. This addiction can be to a substance like drugs or alcohol, or it could be to a behavior like working or gambling. In an effort to numb the pain, overlook the problem, or push through the madness, entrepreneurs may turn to negative substances and behaviors.
If you are showing signs of substance dependency, addiction, or engaging in reckless behaviors, you should seek help right away. Most addictions are complex in that they are a direct result of mental and physical aspects. Treatment options like rehab, group therapy, or addiction counseling treat the addiction and underlying cause to help you learn how to cope with the many pressures and emotions of running a business.
It’s not uncommon for a novice entrepreneur to find themselves struggling with a sleep disorder. Suffering from pain or dealing with the anxieties and stress of running a business can keep you awake at night.
If you’re having a hard time getting to sleep, this isn’t good for you or business. Lack of sleep eventually leads to a decline in concentration, focus, and productivity. Not to mention it weakens your immune system, decreases your energy levels, and puts you at risk for a number of health problems. Contact your doctor for remedies to help you get to sleep. If they prescribe medication like Ativan, however, be sure to use only as prescribed as they are easy to become addicted to and will require you to enroll in an Ativan detox program to get clean.
From migraines due to stress and backaches due to sitting at a computer desk all day, an entrepreneur’s body is put through the ringer.
Body aches can often be avoided or at least completely reduced with a few simple tips. For starters, get up from the computer screen every few hours and stretch. This gives your limbs and eyes a break from sitting in the same position. Posture is also important when your desk involves sitting for hours at a time. Make sure that your feet are planted on the ground, your shoulders are back and you’re not slouched over. Lastly, working out and getting massages can help to get rid of that tension from stress.
This is only a few of the health issues that can come up for entrepreneurs. From high blood pressure and executive burnout to increased risk of diabetes and heart disease, their health is put to the test on a regular basis. To ensure that you remain healthy it is important to take care of yourself. Eat clean foods, get plenty of rest, find ways to reduce stress, and when necessary, get help when you need it. It may not seem important now, but taking care of yourself as an entrepreneur truly is the key to success. Essentially, if you’re not your best self, your business can’t reach its fullest potential.