Happy Retirement | How To Live Well On Less

When you are past the prime of life, caring for yourself is all there is to do. Many seniors find themselves struggling to live a happy and comfortable life without exceeding their budget. This article provides useful tips to live within your means without giving up much of what you need in your old age.

1. Use senior citizen discounts.

There are several senior citizen discounts you can use to minimize your retirement expenses and spare some money for other activities. You just need to identify the stores in your area that offer these discounts and familiarize yourself with their qualification prerequisites. Age requirements may vary depending on your location and the store you choose.
Standard senior discounts include:

• Restaurant discounts
• Retail discounts
• Grocery store discounts
• Hotel discounts
• Car rental discounts
• Airline discounts

Always carry your ID when seeking senior discounts, as some stores ask for proof of age.

​2. Hire an in-home caregiver

Care homes can be pretty costly. If you don’t need 24/7 care, seeking in-home care services may be a more economical solution. Companies such as Husky Senior Care that specialize in in-home care have multiple service packages for seniors with various needs. The three most common types of in-home care are:

• Skilled care
• Home health care
• Non-medical care

Non-medical care is for seniors who are looking for assistance with cooking, cleaning, transportation, personal hygiene, and laundry. Home health caregivers provide medical aid to seniors in their homes.

3. ​Work from home

Just because you are retired doesn’t mean you can’t work. If you are in perfect health and have the energy to do something you are good at for pay, why not go for it?

Working from home is gaining more popularity by the day, and some companies have started setting aside job slots specifically for seniors. Whether you want to generate more income or stay active, part-time work is worth considering.
​
Retirement jobs for seniors include online marketing, freelancing, tutoring, writing and editing, direct selling, telemarketing, and medical transcription.

4. ​Use public transportation

Some of the abilities and skills needed for driving may diminish as you grow old. Some seniors may not be comfortable driving themselves, while others can’t afford to maintain personal cars.
​
Fortunately, public transportation is way easier for the elderly these days. You can book a ride by installing a ridesharing app on your smartphone or use Google maps to view public transportation routes in your locality.

5. ​Invest in your health

Staying healthy not only guarantees you a happier life but also saves you a fortune in medical bills. Older adults are more vulnerable to health issues than their younger counterparts. Most pensioners use the bulk of their retirement income on hospital appointments and medication with little else to support their daily lives.
Subscribing to a gym and enrolling in online cooking programs are some of the best ways to invest in your health.

Conclusion

It is everyone’s dream to lead a stress-free life in their twilight years. The above tips can help you achieve happiness, good health, and comfort without exhausting your retirement savings.