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Travel Protection Insurance for Seniors

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Check out SquareMouth.com and InsureMyTrip.com which aggregate a number of different options from third party insurers. You have the opportunity to pick the coverage you wish and can compare coverages be they comprehensive or individuals areas in which you have an interest.

You can also check out WorldNomads.com where you can enter information pertaining to your trip and view the cost of basic coverages including coverage limits.

Check out AirCare and for $25 on domestic flights, it can start rebooking a missed connection automatically. It will help replace lost luggage quickly and even save you a seat in the VIP Lounge.
​
AirCare, from Berkshire Hathaway Travel Protection, is a fixed-benefit flight protection plan that compensates passengers for many of the air travel inconveniences that fall through the cracks. 

What's covered:        

For $25 per trip, AirCare will pay you:                                                                              
  • $1,000 if you're stuck in the plane ("tarmac" delay) for more than two hours 
  • $1,000 if your luggage is lost or stolen                                    
  • $500 if a flight delay causes you to miss a connecting flight                                      
  • $500 if your checked luggage is delayed more than 12hours  
  • $50 if your flight is delayed more than two hours
Airlines are responsible to reimburse you for lost or delayed bags, but they'll depreciate the value of the contents and require receipts, as will any coverage you might get from your credit card company. With AirCare, there's no depreciation of contents. And compensation is in addition to whatever you might eventually collect by complaining to the airline or from a travel insurance policy.

​Plus, AirCare lost or delayed baggage payment is immediate upon providing an airline claim form. And unlike with other forms of coverage, including credit card insurance, electronics and "valuables" aren't excluded or limited to $250 or $500. It's a flat $1,000 payment.

These benefits are cumulative. If your flight is delayed and then you're stuck on the tarmac for two or more hours, you get $1,050. Miss your connecting flight as a result, and it's $1,550.

How it works                                                                                                                             
AirCare automatically tracks your flight. Miss a connection? AirCare will know, and you immediately get $500 to your PayPal account or wired to your bank account. Then they'll help arrange (but not pay for) same-day travel on any airline. To start a claim for delayed bag delivery, you just send a picture of your baggage claim form. Same process if your bag is lost or stolen. And if you're stuck in the plane, AirCare will have tracked your trip in real time and automatically transfer $1,000 into your account. It won't get you in the air faster, but it will help ease the pain. Also included is a travel assistance concierge service to help find hotels, rental cars, and alternate flights if something goes awry with your travel plans.

Health care insurance for retirees living abroad

Retirees living abroad may or may not have access to local health care unless they have international health insurance. Some may want access to private medical facilities or additional benefits (evacuation, repatriation, dental / vision, etc.) not available through the local national health plans. There are also global plans that will cover those living as well those who may travel, anywhere in their “home” country.

It is important to carefully check to make sure of coverage as well as access to adequate healthcare. Depending on the country your healthcare insurance may have to purchased here in the U.S. prior to relocating. Be aware that many plans will limit, deny, or terminate coverage for individuals at certain ages.

To review and compare several top global health insurance plans, visit Compare International Health Plans.
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Although the sites mentioned and linked to in this article have been researched, we make no guarantee as to their legitimacy. Any company should be thoroughly checked prior to using the services provided.

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