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How to Apply for Social Security Disability Benefits

Social Security defines disability as "the inability to engage in any substantial gainful activity by reason of any medically determined physical or mental impairment which can be expected to result in death, or which has lasted or is expected to last for a continuous period of not less than 12 months."

According to the Social Security Administration Americans have a 30% probability of becoming disabled prior to retirement age.
Social Security can provide assistance to you, your spouse and your children. Even if you do not have sufficient work credits to qualify on your own you may be entitled to benefits as a disabled widow or widower or a deceased worker or as a disabled child of a worker who is retired, disabled or deceased.

To receive disability payments you must meet both work requirements and medical requirements. State government make the determination whether a person is disabled and this determination is based on reports on her/his medical condition, medical records and both vocational and educational background. Social Security makes the rules, trains state evaluators and conducts reviews to ensure compliance.

Work requirements vary with the age at the time of disability as well as when work credits were earned. For example, claimants 31 and older would need between 20 and 40 credits, (20 earned within the last 10 years) Younger workers can apply with fewer credits.
You can apply by calling Social Security at (800) 772-1213 or by making an appointment with your local Social Security Office

Applying for Social Security disability and SSI disability benefits can be difficult. 
This site provides information that is typically difficult to get from the representative taking your claim for SSD and SSI benefits. 
Here you can also find a qualified disability attorney in your state to assist you should your claim be denied or you need legal help.

Go to Social Security Disability Information  ​

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  • Home
  • Jobs & Work
    • Employers >
      • Account Login
      • Create Account
    • Job Seekers >
      • Account Login
      • Create Account
    • Work at Home >
      • Become a Chef Consultant
      • Become a Tutor
      • Become a Virtual Agent
      • Care Giving
      • Direct Selling
      • Freelancing
      • Medical Transcription
      • Selling at a Flea Market
      • Selling Online
      • Telemarketing
      • Translate Online
      • Write or Edit
      • Workers with Disabilities
      • Tech Jobs
    • Employment Assistance
    • Volunteering
  • Home & Family
    • Senior Living Resources
    • Grief Loss Support
    • Get a Dog or a Cat
    • Books on Retirement
    • Dating and Companionship
  • Travel & Entertainment
    • Boomer and Senior Travel
  • Money
    • Insurance Services
    • Social Security
    • Retirement Resources
    • Identity Theft & Scams
  • Health
    • Medicare
    • Health Care
  • Discounts
    • Products & Services
  • Blog