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Freelancing as a Boomer, Senior or Retiree

freelancing in retirement

There were 17.7 million independent workers in the U.S. in 2013, up 10% from 2011. The number is expected to climb to 24 million by 2018, according to MBO Partners.

Check out freelance sites like and work sites like and and where you can register as a freelancer or search a wide variety of areas including design, consulting, writing, administrative support, sales, telemarketing, accounting and finance. Freelancers Union is a national non-profit organization which represents the needs and concerns of today’s independent workforce through advocacy, information and service. Freelancers Union offers health, life, disability and dental insurance, as well as discounts and other resources to freelancers, consultants, temps, part-timers and the self-employed. One of the best sites to assist you get freelance work is Elance. Elance has been highly successful in attracting Internet Entrepreneurs and Small Business owners who want to outsource to Freelance Professionals. Click here to reach their create a contractor sign in page connects entrepreneurs, small businesses and individuals with more than 14.1 million independent professionals globally. With approximately 10,000 jobs posted each day this site offers freelancers opportunities In fields as diverse as as software development, writing, data entry and design right through to engineering, the sciences, sales and marketing, accounting and legal services.

Some companies that serve freelancers are starting to offer access to insurance such as disability and liability insurance. The non-profit Freelancers Union in June of 2014 began offering liability and life insurance, along with other benefit products, tailored for its 240,000 dues-paying members.

Getting Paid
More and more freelancers are having difficulty getting paid for their work. It is suggested that prior to accepting a job, you should search consumer complaint files and Websites lik and industry discussion boards to make sure the company does not have a history of late or non-payment.

Make sure to have the terms of your agreement, particularly when and how you are to be paid, spelled out in writing before you start the job. Penalties for late payment must be included in this document to protect yourself. If companies pay in 60, 90 or 120 days they often do not see this as a problem but it is a big time problem for the freelancer.

What to do if your payment is late:
Contact the person responsible for payment by phone.  If this does not work send a revised invoice with the agreed upon fees or interest charges included. Your next step is to send a certified letter with the amount that is long overdue and your intention to take it to court.

Filing a complaint in small claims court should be initiated as a last resort.

For information on writing and editing jobs click here
Copyright 2015 by Retired Brains