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Freelancing Jobs

freelancing in retirement

There were 17.7 million independent workers in the U.S. in 2013, up 10% from 2011. The number is expected to climb to 24 million by 2018, according to MBO Partners.

Check out freelance sites like and work sites like and and where you can register as a freelancer or search a wide variety of areas including design, consulting, writing, administrative support, sales, telemarketing, accounting and finance. Freelancers Union is a national non-profit organization which represents the needs and concerns of today’s independent workforce through advocacy, information and service. Freelancers Union offers health, life, disability and dental insurance, as well as discounts and other resources to freelancers, consultants, temps, part-timers and the self-employed. One of the best sites to assist you get freelance work is Elance. Elance has been highly successful in attracting Internet Entrepreneurs and Small Business owners who want to outsource to Freelance Professionals. Click here to reach their create a contractor sign in page connects entrepreneurs, small businesses and individuals with more than 14.1 million independent professionals globally. With approximately 10,000 jobs posted each day this site offers freelancers opportunities In fields as diverse as as software development, writing, data entry and design right through to engineering, the sciences, sales and marketing, accounting and legal services.

Some companies that serve freelancers are starting to offer access to insurance such as disability and liability insurance. The non-profit Freelancers Union in June of 2014 began offering liability and life insurance, along with other benefit products, tailored for its 240,000 dues-paying members.

Getting Paid
More and more freelancers are having difficulty getting paid for their work. It is suggested that prior to accepting a job, you should search consumer complaint files and Websites lik and industry discussion boards to make sure the company does not have a history of late or non-payment.

Make sure to have the terms of your agreement, particularly when and how you are to be paid, spelled out in writing before you start the job. Penalties for late payment must be included in this document to protect yourself. If companies pay in 60, 90 or 120 days they often do not see this as a problem but it is a big time problem for the freelancer.

What to do if your payment is late:
Contact the person responsible for payment by phone.  If this does not work send a revised invoice with the agreed upon fees or interest charges included. Your next step is to send a certified letter with the amount that is long overdue and your intention to take it to court.

Filing a complaint in small claims court should be initiated as a last resort.

Check information on writing and editing jobs here.

Check out this online calculator
The Council for Disability Awareness offers an online calculator  that can help assess the likelihood you might face a disability absence.

Everyone should know their chances of not being able to earn an income.  That's what your Personal Disability Quotient (PDQ) calculates—your own
chance of being injured or becoming ill that could force you to miss work for an extended period of time.

Why is this number so important? Think about it. Your ability to earn an  income is your most valuable resource. It's what enables you to fund
almost everything else that's important to you . . . your home, your family's  lifestyle, your children's education, your retirement.

Calculate your own PDQ now—go to Then let this site offer you some tips on what you can do to prevent disability
from taking a financial toll on your family.

The 20 Highest-Paying Jobs You Can Do From Home

Drake Baer Business Insider

U.S. businesses will spend half a billion dollars hiring remote freelance workers in 2014.

"The growth is a clear indicator of a transition of work online," says Fabio Rosati, CEO of Elance-oDesk. 

The company's platform — which serves as a broker between companies that need skills and freelancers eager to supply them — sees 2.7 million freelance jobs posted a year. According to Elance-oDesk, the total earnings of freelancers have grown 50% compounded annually over the past five years.

From Rosati's perspective, so many businesses are hiring these workers because they need work done on demand, typically for a short stint. In those cases, a marketplace like Elance-oDesk becomes like the Amazon Prime for jobs. It's a win for both the employer, who can hire on an as-needed basis, and for the worker, who has flexibility of schedule and location.

What's more, freelancers with the right skills can earn a great living from the comfort of their homes, if the highest-paying freelance jobs are any indicator.

The wage numbers below come from the combined databases of and, pulling from Jan. 1 to May 31 2014.

Copyright 2015 by Retired Brains